BUPA Overseas Student Health Cover

Overseas Student Health Cover (OSHC) helps cover some of the costs of medical treatments if you get sick or have an accident while you’re studying in Australia. This includes cover for doctor consultations, hospital admissions, emergency ambulance services, medicines and more.¹

As part of your student visa conditions, the Australian Government requires you to have OSHC for the duration of your student visa whilst in Australia.² Bupa OSHC satisfies this requirement and is student visa compliant.

Bupa is here to focus on your health, while you focus on your studies.

• Access to private and public hospitals around Australia.
• Bupa members can save on out-of-pocket costs when using our Bupa Members First or Network Hospitals.¹
• Bupa pays up to 100% of the MBS (Medicare Benefits Schedule) fees³ as set out by the Australian Government towards a wide range of medical services and treatments.
• Bupa OSHC also includes unlimited emergency ambulance cover, which means Bupa will pay benefits towards emergency ambulance transportation and on-the-spot treatment by their recognised providers.⁴
• Save up to $50 per script item on prescription medicines, once you’ve paid the Pharmaceutical Benefits Schedule (PBS) co-payment, up to yearly limits.⁵
• Bupa may also pay benefits towards 10 additional mental health sessions per year to align with the Australian Government’s announcement to provide additional support for individuals affected by COVID-19. OSHC members will need a Mental Health Care Plan in place with their doctor.

If you need more support, Bupa has a OSHC student website filled with further information on your cover, additional support, the Australian Healthcare system and more.

Once you’ve arrived in Australia, you’ll need to make sure you have access to your membership card so you can use your cover.

Using your Apple or Android smartphone, you can access your Bupa membership card and use your phone to tap and claim. ⁸  To find out more on how to access your card on your phone and use it to claim on the spot, click here.

Physical membership cards are available.

Watch the video below on how to order your Bupa OSHC membership card:

If you need to see a doctor (General Practitioner), you can visit a Bupa-friendly doctor. They can directly bill Bupa for your consultation, which means you won’t have to make a claim and it’ll reduce or eliminate the need to make a payment at your appointment.⁷ Find your closest Bupa-friendly doctor here.

For other health providers, once you’ve received a treatment or service that’s covered by your policy,⁹ you might need to make a payment to the provider before you can make a claim with Bupa. To make a claim, you’ll need to:

• Register or log in to myBupa
• Select ‘Make a claim’
• Fill in the details for your claim and upload a copy of your receipt
• Review your claim and details, then submit.

Once submitted, in most cases, you’ll find out your claim outcome immediately and any eligible benefit payments will be made to your Australian bank account within 24 hours.⁶

Learn more about how to make a claim:

Find out what to do if you get sick: